Terms of Use
Last updated: April 13, 2026
1. Acceptance of Terms
By accessing or using RateCutWatch at rate-cut-watch.vercel.app(the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
2. Informational Purpose Only
RateCutWatch is provided for informational and educational purposes only. All content on this Site — including federal funds rate data, FOMC meeting calendars, rate cut probability estimates, economic indicators, and any commentary — is intended solely to help users understand Federal Reserve monetary policy.
Nothing on this Site constitutes financial advice, investment advice, trading advice, or any other form of professional advice. You should not make financial decisions based solely on information presented here.
3. No Guarantee of Accuracy
While we strive to present accurate and timely data, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of the information on the Site. Data may be delayed, incomplete, or subject to errors.
Rate cut probability figures shown on this Site are derived from CME FedWatch Tool data and reflect market-implied expectations from federal funds futures contracts. These are probabilistic estimates, not predictions.
4. Past Decisions Do Not Predict Future Ones
Historical Federal Reserve rate decisions — including past rate cuts, hikes, and holds — do not guarantee, predict, or imply any particular future action by the FOMC. The Federal Reserve's policy decisions depend on evolving economic conditions, inflation data, labor market conditions, and the judgment of FOMC members at the time of each meeting.
Charts, tables, and trend lines showing historical rate data on this Site are for context only and should not be extrapolated as forecasts of future monetary policy.
5. Verify with Official Sources
Always verify interest rate information, FOMC decisions, and economic data with official Federal Reserve sources. The authoritative source for Federal Reserve policy decisions is the Federal Reserve website at federalreserve.gov. For CME FedWatch probabilities, refer directly to CME Group's FedWatch Tool.
6. Limitation of Liability
To the fullest extent permitted by applicable law, RateCutWatch and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or reliance on, the Site or its content. This includes but is not limited to financial losses resulting from investment decisions made in whole or in part based on information presented on this Site.
7. Third-Party Links and Data
This Site may link to or reference third-party websites and data providers including the Federal Reserve, CME Group, the Bureau of Labor Statistics, and the Bureau of Economic Analysis. These links are provided for convenience. We have no control over the content of third-party sites and accept no responsibility for them.
8. Intellectual Property
The design, layout, and original written content of RateCutWatch are the property of RateCutWatch and may not be reproduced without permission. Economic data sourced from government agencies (Federal Reserve, BLS, BEA) is in the public domain.
9. Changes to Terms
We reserve the right to modify these Terms of Use at any time. The “Last updated” date at the top of this page reflects when changes were last made. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.
10. Governing Law
These Terms of Use shall be governed by and construed in accordance with applicable law. Any disputes arising from your use of the Site shall be subject to the exclusive jurisdiction of the appropriate courts.