About RateCutWatch

Your free, real-time dashboard for Federal Reserve interest rate decisions and market expectations.

What We Track

RateCutWatch monitors the Federal Open Market Committee (FOMC) meetings and decisions, the federal funds rate — the benchmark interest rate set by the Federal Reserve — and market-implied probabilities for future rate cuts or hikes as derived from CME FedWatch Tool data.

We also track key macroeconomic indicators that the Fed watches closely: the Consumer Price Index (CPI), Personal Consumption Expenditures (PCE) inflation, and the unemployment rate. Together these data points paint a clear picture of where monetary policy is headed.

Why It Matters

  • Mortgage borrowersAdjustable-rate mortgages and home-equity lines of credit are directly linked to the federal funds rate. A rate cut can lower monthly payments; a hike can raise them.
  • Bond investorsBond prices move inversely to interest rates. Understanding Fed policy direction helps investors manage duration risk and position for yield curve shifts.
  • BusinessesCompanies planning capital expenditures, mergers, or debt refinancing need to anticipate borrowing costs. Fed rate expectations directly influence corporate finance decisions.
  • Savers & depositorsHigh-yield savings accounts, CDs, and money market funds offer returns tied to the federal funds rate. Rate cuts reduce yields; hikes increase them.

Our Data Sources

  • Federal Reserve (FRED) — Official FOMC statements, press releases, and federal funds rate target range announcements.
  • CME FedWatch Tool — Market-implied probabilities for rate changes at upcoming FOMC meetings, derived from federal funds futures contracts.
  • Bureau of Labor Statistics (BLS) — Consumer Price Index (CPI) data, including headline and core measures.
  • Bureau of Economic Analysis (BEA)— Personal Consumption Expenditures (PCE) data, the Fed's preferred inflation gauge.

Available in 8 Languages

RateCutWatch is available in English, Korean, Japanese, Chinese, Spanish, French, German, and Portuguese — making Federal Reserve data accessible to investors and businesses around the world.

Disclaimer

RateCutWatch provides informational content only. Nothing on this site constitutes financial advice. Always verify data with official Federal Reserve sources at federalreserve.gov.

💬Feedback