Privacy Policy

1. Overview

RateCutWatch (“we,” “us,” or “our”) operates the website at rate-cut-watch.vercel.app. This Privacy Policy explains how we collect, use, and protect information when you visit our site. By using RateCutWatch you agree to this policy.

2. Information We Collect

Automatically collected data: When you visit RateCutWatch, standard server logs and analytics tools may automatically record your IP address, browser type and version, operating system, referring URLs, pages visited, and the date and time of your visit. This information is used in aggregate to understand site usage and improve performance.

No personal accounts: RateCutWatch does not require registration or account creation. We do not collect names, email addresses, or any directly identifying personal information unless you contact us voluntarily.

3. Cookies and Local Storage

We may use cookies or browser local storage for functional purposes such as remembering your preferred language locale. We do not use tracking cookies for targeted advertising on our own infrastructure.

Third-party services embedded on this site (see section 4) may set their own cookies. You can disable cookies in your browser settings, though some site functionality may be affected.

4. Third-Party Services

• Google AdSense — We use Google AdSense to display advertisements. Google may use cookies to serve ads based on your visits to this and other websites. You can opt out of personalized advertising via adssettings.google.com.
• Vercel Analytics — Our hosting provider, Vercel, may collect anonymized performance and usage data to monitor site health.
• CME Group / FedWatch — Rate probability data is sourced from publicly available CME FedWatch Tool data. No user data is transmitted to CME.

5. Data Retention

We do not maintain a personal data database. Any server log data retained by our hosting infrastructure is subject to Vercel's data retention policies. Aggregate analytics data may be retained indefinitely in anonymized form.

6. Children's Privacy

RateCutWatch is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

7. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, or request deletion of personal data we hold about you. Because we collect minimal personal data, most requests can be fulfilled by clearing your browser cookies and cache. For other requests, contact us at the email below.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page reflects when the most recent changes were made. Continued use of the site after changes constitutes acceptance of the revised policy.

9. Contact

If you have questions about this Privacy Policy, please reach out via the contact information listed on our About page.